We provide initial and ongoing fiduciary financial planning and investment consultation services via video calls (Zoom and Google Meet) supported by phone and email.

Our financial planning services cover the following areas of topics.

1. Financial Planning Principles
Financial statements, cash flow and debt management, and education funding

2. Risk Management and Insurance Planning:
Analysis and evaluation of risk exposures: health, disability, long-term care and life insurance

3. Investment Planning
Investment risks and returns, asset allocation and portfolio diversification, and investment strategies and liquidity

4. Tax Planning
Income tax calculations, tax management, charitable contributions and deductions

5. Retirement savings and Income Planning
Retirement needs, social security and Medicare, and retirement plan distribution rules and taxation

6. Estate Planning
Property titling, beneficiary designations, estate and incapacity planning documents

7. Employee Benefits

For those who do not need financial planning, we provide investment consultation services as well.

Our only compensation is an hourly fee of $72 that you pay us.

We do not sell any product(s).

We do not receive any other fees based on referrals, assets under management (AUM) and/or commission.

We have a full refund policy within 90 days if you are not satisfied with our services.